Expert articles on proof of funds, wallet verification, and secure crypto practices.
Source-of-funds reviews in crypto are not just about tracing transactions. They are about creating a clear, scoped, reviewable explanation of how funds moved and who controlled them.
One-time proof-of-funds is not enough for ongoing financial relationships. Scheduled Verifications introduce recurring, policy-driven reverification for wallet access.
Accredifi now supports USDC and USDT verification, giving institutions and counterparties a way to review digital-dollar balances without screenshots, custody transfers, or trust-based statements.
A preliminary investment-grade rating on a Bitcoin-backed securitisation marks a structural shift. Crypto collateral is entering institutional credit markets, and verification standards will need to follow.
Crypto verification is emerging because self-custody and institutional decision-making now need a common evidence layer. That shift would happen with or without any one company.
DAC8 crypto reporting rules do not ban self-custody. They standardise reporting by crypto intermediaries and increase the need for verifiable wallet evidence when private holdings enter formal review.
The hidden danger of screenshot-based proof is not just forgery. It is that lending decisions become impossible to defend once the evidence is questioned later.
The real innovation in crypto compliance may not be better custody. It may be user-controlled evidence that lets institutions verify what matters without taking possession of the assets.
The UK's Property (Digital Assets etc) Act 2025 gives digital assets clearer standing within personal property law. That does not settle every dispute, but it does change how courts, advisers, and institutions can think about ownership and evidence.