Privacy Policy

Effective Date: 20th April 2025

This Privacy Policy explains how Divergent Matrix Limited (trading as "Accredifi") collects, uses, shares, and protects personal data. We are registered in England & Wales (Company No. 14707575) and our registered office is at Unit 134932, 13 Freeland Park, Wareham Road, Poole, Dorset, BH16 6FH.

1. What Information We Collect

• Email addresses, names, and contact information
• Crypto wallet addresses and signed messages for verification
• Access request metadata (e.g. reference name, expiry, access logs)
• Browser and device information, IP address (for analytics and security)

2. How We Use Your Information

• To verify wallet ownership
• To generate access requests and manage permissions
• To improve platform security and user experience
• To comply with legal obligations and prevent fraud

3. Legal Basis for Processing

We process your data based on your consent, our legitimate interests (e.g. platform integrity), or to fulfil legal and contractual obligations.

4. How We Share Information

We do not sell your data. We only share information with:

• Verified institutions you explicitly authorise
• Service providers acting on our behalf (e.g. hosting, analytics)
• Law enforcement or regulators, if legally required

5. Data Retention

We retain personal data only as long as necessary for the purposes outlined in this policy, or to meet legal obligations. You may request deletion of your data at any time.

6. Your Rights

Under UK GDPR, you have the right to:

• Access the data we hold about you
• Request correction or deletion
• Object to processing or request restriction
• Withdraw consent at any time
• Lodge a complaint with the ICO (Information Commissioner's Office)

7. Cookies

We use cookies and similar technologies to enhance functionality, track usage, and improve user experience. You can manage your cookie preferences through your browser settings.

8. Data Security

We implement industry-standard security measures to protect your data, including encryption, access controls, and secure infrastructure.

9. Changes to This Policy

We may update this policy from time to time. Material changes will be communicated via the Platform or email.

10. Contact Us

For any questions or concerns, contact us at privacy@accredifi.com.