
How Mortgage Brokers Should Handle Crypto Deposits in 2026
Mortgage brokers do not need to become crypto specialists. They do need a cleaner intake and evidence process when part of a deposit originates from self-custodied digital assets.
Expert articles on proof of funds, wallet verification, and secure crypto practices.

Mortgage brokers do not need to become crypto specialists. They do need a cleaner intake and evidence process when part of a deposit originates from self-custodied digital assets.

Immigration and residency reviews increasingly encounter crypto-linked wealth, but the real challenge is not recognition. It is presenting self-custodied assets in a format caseworkers and advisers can actually rely on.

Explore how lenders are beginning to accept Bitcoin, Ethereum, and stablecoins as collateral - and how proof-of-funds tools like Accredifi make this possible without transferring custody.

Crypto holders increasingly participate in angel groups and private investor circles, but the review standard for proving investable wealth is still immature. Here is what a cleaner process should look like.

If your crypto wallet holds generational wealth, how do you make sure your heirs can prove it - and claim it - without access to your private keys? Here's how to plan your digital legacy securely.

Traditional lenders still default to payslips and bank statements, but many crypto holders earn, save, or live from assets held outside those systems. The real question is not whether crypto looks like payroll, but whether it can be evidenced well enough for the decision at hand.

As crypto becomes a larger share of household wealth, it is turning up more often in prenups, divorce proceedings, and disclosure disputes. The legal issue is not only valuation but how self-custodied assets can be evidenced without compromising security.

The hard part of using crypto for a mortgage deposit is rarely the asset itself. It is presenting wallet-based wealth in a format lenders, brokers, and conveyancers can actually review.