Crypto Access Requests: How to Share Wallet Data Without Losing Control
Banks and lenders are starting to ask for wallet visibility. Here’s how crypto access requests let you share verifiable proofs securely—without screenshots or surrendering your private keys.
As crypto wealth enters the mainstream, banks, brokers, and lenders are asking a new question: “Can you prove what you hold?”
For fiat, the answer is simple: you send a statement. For crypto, it’s trickier. Screenshots are insecure. Full blockchain exports overshare. And nobody in their right mind hands over private keys.
The solution? Access requests.
What Is a Crypto Access Request?
A crypto access request is a time-limited, scope-controlled way to let a third party (like a bank or investment platform) view specific wallet data.
Instead of dumping your entire history, you approve a structured request—such as:
- Balance only — show total BTC and ETH held, nothing else.
- Proof of funds — cryptographically verify you own the wallet at a point in time.
- Transaction read — grant temporary access to incoming/outgoing history.
It’s selective disclosure for the blockchain era.
Why Access Requests Matter in 2025
Financial institutions are under pressure:
- FCA and MiCA rules demand stronger AML and source-of-funds checks.
- Lenders need confidence that deposits or collateral are real.
- Investors want transparency without breaching your privacy.
Traditional methods (PDFs, screenshots) are unverifiable and easily faked. Access requests solve this by offering live, verifiable, tamper-proof proofs.
How It Works With Accredifi
With Accredifi, granting an access request looks like this:
- You receive a request from a bank, broker, or fund.
- You choose what to share: balance only, history, or proof of funds.
- You cryptographically verify ownership by signing a one-time message.
- Accredifi generates a verifiable snapshot and shares it securely.
The institution gets exactly what they need—no custody, no screenshots, no overexposure.
For example, see how this differs from basic wallet verification: access requests add scope and time controls on top.
Benefits for Both Sides
- For users: Stay in control, share the minimum required data, no risk of key compromise.
- For institutions: Receive tamper-proof, verifiable proofs aligned with regulatory standards.
It’s the equivalent of letting someone check your ID at the door—without handing them your passport for safekeeping.
Final Thoughts
As TradFi and DeFi converge, controlled wallet access will become as normal as providing a bank statement.
Access requests are how you prove what you hold without giving up what you own.
If your institution is asking for crypto proof, start using access requests with Accredifi today.
Related Articles
- Crypto Wallet Verification: How to Prove Ownership Without Risking Your Funds
- What Is Proof of Funds in Crypto? (And Why Screenshots Don't Cut It)
- Transaction History Verification in Crypto: How to Do It Securely
- AML and KYC in Crypto: What They Mean and Why They Matter
- MiCA Enforcement Begins: What It Means for Crypto Proof of Funds
Disclaimer: This article is for informational purposes only and does not constitute financial advice.